[Moved here by moderator]
If you have not selected during installation to have an encrypted home folder, then yes. If somebody has physical access to your hard disk they can view all your files (talking about somebody at least somewhat computer savvy, unless you don't require a password to login to your computer ... then anybody with physical access to your computer can view your files).
Can somebody remotely access your hard disk? Not unless you are running some services (like a web server or remote desktop server), and those have unpatched security holes or you have set them up with weak passwords or weak security. However, normally the firewall in your broadband modem blocks all unsolicited traffic to your computer, unless you have configured it to allow traffic to your computer's services. You may add a firewall on your computer as an extra layer of defence, which again will block all such traffic unless you explicitly allow it. To do so, open the Firewall Configuration from the menu, unlock it (little lock icon in bottom right) and drag Status to On. Boom! You are protected

If you are planning to install Linux Mint 13, I'd just wait and when setting up the user account during installation of Linux Mint 13, checkmark to have an encrypted home folder. You can encrypt your home folder after installation, but it will take some work on the terminal:
http://www.makeuseof.com/tag/encrypt-ho ... ion-linux/ (On Gnome 2 it used to be easy to add a user with an encrypted home folder, but for whatever political reason, the Gnome 3 and/or Ubuntu developers have removed the ability to do that from the add user dialog

)