OK, after a little more combing through things,
The domain on the computer was set incorrectly. Pretty simple just one of those things that doesn't look "wrong" the first 100 times you go by it.
The user name is very similar to another and for some reason when kmail setup, it truncated the user-desktop name in the "default-domain" box at the bottom of the setup box.
and so, it was looking for the necessary data in an account it had no access to, because it was the wrong account.
so, feeling like a bashful goat, I corrected the user domain and walla-presto, all is well.
Sorry for taking so long to get back to this.
On another note, I have used evolution for awhile now , forcing myself to use it to be familiar with it for the experience. But in my opinion Kmail is the better of the two. That's just my opinion. I think it looks better, although kmail could take a hint from evolution on account setup.