I have been getting a spate of calls explaining that the "Warranty" on my vehicle has expired, and I must renew the insurance 'now'.
Ummmm, I just answer with "Which one of my vehicles was it that the warranty expired on?"
CLICK....

the only reason I answer those calls, is because I am a resource for folks having troubles..
but, of late, I have taken a new tactic to this situation. IF the Caller ID does not show a Person's Name, or is NOT registered in my Contacts, I let it go thru to Voice Mail.
I changed my Voice Mail message to "This is AZgl1500, if you lost your password, please leave your number here and I will call you back"
strangest thing, no voice mails for me to fool with.